Comparison

Accounts Designed for You

We’ve been hard at work building a bank that allows you to align your values with your dollars. Check out our accounts - and pick the one (or more) that best fits your needs.

Join Us

Checking

Spend Local

Checking account with all the features you need to manage your money - and no surprise fees.

Savings

Save Local

Savings account earning competitive interest - without maintenance fees or caps on withdrawals.

CDs

Local Impact Cds

Certificates of deposit with maturities ranging from 6 months to 100 years.

Interest yield
Not Included
BALANCES  FROM $10,000 TO $99,999.99
3.25
%
APY16
Everything Else
2.25
%
APY16
3.25
%
1.9
%
4.75
%
4
%
3
%
3.15
%
3.2
%
3.5
%
3.25
%
2.9
%
%
APY3
Debit card13
Included
Not Included
Not Included
Mobile check deposit
Included
Included
Not Included
Withdrawals
Unlimited
Unlimited
Early withdrawal penalties apply. Penalties may reduce interest earnings.3
Checks18
Included
Not Included
Not Included
Bill pay
Included
Not Included
Not Included
ATM fee reimbursement11
$15/statement cycle
Not Included
Not Included
Included
Balances count towards eligibility - but must have linked Spend Local for redemption.
Balances count towards eligibility - but must have linked Spend Local for redemption.
Minimum initial deposit5
$100
$100
$1,000
Minimum daily balance
$0.01
$0.01
$1,000
Monthly maintenance fees
None
None
None

Checking

Spend Local

Checking account with all the features you need to manage your money - and no surprise fees.

Interest yield
Not Included
Debit card13
Included
Mobile check deposit
Included
Withdrawals
Unlimited
Checks18
Included
Bill pay
Included
ATM fee reimbursement11
$15/statement cycle
Minimum initial deposit5
$100
Minimum daily balance
$0.01
Monthly maintenance fees
None

SAVINGS

SAve Local

Savings account earning competitive interst - without maintenance fees or caps on withdrawals.

Interest yield
BALANCES  FROM $10,000 TO $99,999.99
3.25
%
APY16
Everything Else
2.25
%
APY16
Debit card13
Not Included
Mobile check deposit
Included
Withdrawals
Unlimited
Checks
Not Included
Bill pay
Not Included
ATM fee reimbursement11
Not Included
Balances count towards eligibility - but must have linked Spend Local for redemption.
Minimum initial deposit5
$100
Minimum daily balance
$0.01
Monthly maintenance fees
None

CDs

Local Impact Cds

Certificates of deposit with maturities ranging from 6 months to 100 years.

3.25
%
1.9
%
4.75
%
4
%
3
%
3.15
%
3.2
%
3.5
%
3.25
%
2.9
%
%
APY3
Debit card13
Not Included
Mobile check deposit
Not Included
Withdrawals
Early withdrawal penalties apply. Penalties may reduce interest earnings.3
Checks
Not Included
Bill pay
Not Included
ATM fee reimbursement11
Not Included
Balances count towards eligibility - but must have linked Spend Local for redemption.
Minimum initial deposit5
$1,000
Minimum daily balance
$1,000
Monthly maintenance fees
None