We enable anyone to make positive and lasting change to our local food ecosystem.

Grow Your Change

Systemic shifts like the ones we hope to inspire start locally, with individual relationships and communities.

A line drawing of a pasta making machine that's being fed a dollar bill, and producing pasta.

What Makes Us Different

Banks make money by using your deposits to fund loans or investments—and what they use your money for has a giant impact on the world we live in.

1 year's worth of CO2 emissions
is equivalent to keeping $125,000 in an account at one of the four largest banks in the U.S. for 1 year1
100% mission-aligned to:
  • Farms
  • Food businesses
  • Non-profits
  • Other sustainable businesses
Trillions in fossil fuel project financing1
APY on FDIC-insured2 Grow Local accounts
APY on FDIC-insured savings accounts3
As a co-owner,
you come first
Wall Street stock prices over everything
The logo of the B Labs' B Corp certification, featuring the words Certified B Corporation and a large B enclosed in a circle.A circular logo for the Fossil Free Certification, awarded by Bank.Green - a non profit that promotes sustainable financing.

We may be an online bank, but we do a few things differently.

A black and white charcoal illustration of an empty treasure chest, shown from the side at an angle.

Money on a Mission

Your savings directly support something you can feel good about.

Want the full story?

A picture of the cover of Walden's 2022 Annual Report that reads "An inside look at our first year. 2022 Walden Mutual Bank Annual Report. Published on May 4th, 2023"
A hand drawn illustration in black and white of right hand holding a pen, seen from the perspective of someone directly in front of the hand.

Designed For You

For individuals:

Simple FDIC-insured2 accounts with no surprise fees, competitive interest, free ATM access4—and digital services with just the right amount of human touch.

For businesses:

Competitive rates, simple pricing, digital tools—and support from people with a passion for food and agriculture. Plus straightforward FDIC-insured business checking accounts.


Take a look at
our offerings
A black and white charcoal illustration of a wood crate, shown at an angle from the side, filled with food goods.

The Benefits of Community

Our differentiated account benefits come from the connections we make between our individual partners and partner-businesses.

Looking for an example?

Check out our
Partner Perks

What Is a Mutual?

In short, "mutual" means cooperative.

We are governed by our community, funded by investors with a bias towards the long-term, and engineered to endure the test of time.

Your Team

As a mutual, we report to our account holders...so it's as much your team as it is ours.


We're Hiring!

Open roles
If you're passionate about our mission and excited by big challenges, we'd love to talk.

1. https://www.latimes.com/opinion/story/2023-01-18/fossil-fuel-expansion-bank-financed-emissions
2. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Addition insurance coverage available upon request.  
3. As of November 5th, 2023; average across accounts offered by four largest U.S. banks; assumes location of Concord, NH and highest available savings rate
4. We'll reimburse up to $15 per month in fees assessed by ATM providers. A full description of our account charges can be found here.