Grow Your Change
Earn interest on your dollars, while driving impact in New England, New York, and beyond.
For Individuals
Tailored Solutions for Every Need
Spend Local Accounts
Money Movement on Your Terms
Mobile deposit capture, free ATM access, unlimited free bank transfers, and a beautifully designed metal debit card.
No surprise fees
No monthly maintenance fees and a $.01 daily minimum balance.
Safe & Insured
FDIC insurance up to $250,000 - with more coverage available by request.
Save Local Accounts
Grow your change with market-leading interest.
Simple & Free
Unlimited transfers in & out, plus no monthly maintenance fees and a $.01 daily minimum balance.
Better Together
Pairs perfectly with our Spend Local accounts as a home for your rainy day cash.
Local Impact CDs
Competitive Interest
Longer-term commitments mean higher returns on your investment.
Easy & Straightforward
Just a $1,000 minimum initial deposit to start. Open and fund a Spend Local account first, before requesting your Local Impact CDs.
surprising flexibility
Life happens. For a fee, you can withdraw your funds early.
Partner Stories
Klocke Estate in Hudson, NY
Giving thanks 2024
For this year’s holiday season, we invited members of our community to send us photographic expressions of gratitude for an under-appreciated member of your community. Now we need your help! Vote between now and Sunday December 1st to help select our winner.
One winner will get an expenses-paid weekend trip to Hudson, NY to experience Walden partner businesses directly.
For Organizations
Designed With You in Mind
Loans
Financing For Every Need
We’ll meet you where you’re at - whether it’s land, building, or equipment purchases; major transitions; or working capital.
Community support
We’re in the business of connecting you with industry innovators.
Money with Meaning
We cover the first $500 of fees associated with pursuing sustainability-related certifications.
Spend Local Business Accounts
The Features You need
Deposit checks on the go, send and receive unlimited ACH batches, and set up as many as four business debit cards for employees - all for free.
No surprise fees
No monthly maintenance fees and a $.01 daily minimum balance.
Safe & Insured
FDIC insurance up to $250,000 - with more coverage available by request.
Save Local Business Accounts
Grow your change with market-leading interest.
Simple & Free
Unlimited transfers in & out, plus no monthly maintenance fees and a $.01 daily minimum balance.
Better Together
Pairs perfectly with our Spend Local Business accounts as a home for your rainy day cash.
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Local Impact Business CDs
Competitive Interest
Longer-term commitments mean higher returns on your investment.
Easy & Straightforward
Just a $1,000 minimum initial deposit to start. Open and fund a Spend Local Business account first, before requesting your Local Impact Business CDs.
surprising flexibility
Life happens. For a fee, you can withdraw your funds early.
Spend Local Community Accounts
Special levels of return for non-profit partners.
The Features You Need
Deposit checks on the go, send and receive unlimited ACH batches, and set up as many as four business debit cards for employees - all for free.
Safe & Insured
FDIC insurance up to $250,000 - with more coverage available by request.
Building Bridges Across the Ecosystem
Trusted Partner to the Most Impactful Organizations in the Region
We're Hiring!
Hot off the presses: Our 2024 Annual Report
Our core business is about generating impact first, and profit second. Check out our 2024 Annual Report for the full story.
ExploreSee what we've got cooking.
Join our waitlist for early access to our accounts and behind-the-scenes updates.
Blog
Our 100-Year local impact CD
Earn 4.75% fixed APY3 and support a century of impact by opening yours today.
The first step is opening and funding a Grow Local account.