A bank for 
everyone who
 local food.

Grow Your Change

Earn interest on your savings, while driving impact here in New England and New York.

For Individuals

Plant your savings in our online FDIC-insured Grow Local accounts to earn interest while supporting New England and New York's local food economy.1

Singularly focused on food systems change. Plus $100 this summer to spend at farms, farmers markets, or related businesses.2

Straightforward & FREE

2% APY on all balances - with no minimum balances, no monthly fees, and no surprise charges.3 Plus we'll cover your ATM fees.4

A black and white watercolor illustration of a hand holding a mobile phone, displaying the home screen of the Walden Mutual mobile app.

Beautiful digital tools to manage your savings from wherever you are.


Customized loans for local food, agriculture, and other innovators pursuing a healthier and more sustainable community.

Terms that fit you and your business, designed by lenders who live and breathe food, agriculture, and sustainability innovation.


Cooperatively governed,  focused on food systems change. Plus we cover the first $500 in fees for certifications like B Corp.5


Grow Local Business accounts that come with all the features you need - but no minimum balances, no ATM fees, no monthly fees, and no surprise charges.4

See what we've got cooking.

Join our waitlist for early access to our accounts and behind-the-scenes updates.

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In the News

1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000.
2. Terms & conditions apply. See full detail here.
3. Annual percentage yield, as of November 4th, 2022. Daily compounding, posted monthly. Applies to Grow Local accounts only for all balances. Subject to change without notice.
4. Account charges are listed here.
5. Terms & conditions apply. See full detail here.

Walden Mutual Partner & Partner Business Cards are Visa® Debit Cards, and will be issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Estimated initial delivery is November 2022.