An online bank for 
everyone who
loves
eats
makes
grows
cooks
???
 local food.

Grow Your Change

Earn interest on your savings, while driving impact here in New England and New York.

A watercolor painting of a red tractor and trailer shown in profile against a wide landscape of a field, low trees, and mountains in the background - all shown from the perspective of someone standing a medium distance away.A wide view watercolor painting of a red tractor and trailer shown in profile against a wide landscape of a field, low trees, and mountains in the background - all shown from the perspective of someone standing a medium distance away.

For Individuals

A logo showing the words Member and FDIC, stacked on top of each other.
Plant your savings in our online FDIC-insured Grow Local accounts to earn interest while supporting New England and New York's local food economy.1
A black and white charcoal illustration of a shopping bag, shown from the side, holding food goods.
SUSTAINABLE BANKING

Singularly focused on food systems change. Plus $100 this summer to spend at farms, farmers markets, or related businesses.2

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Straightforward & FREE

2.5% APY on all balances - with no minimum balances, no monthly fees, and no surprise charges.3 Plus we'll cover your ATM fees.4

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A black and white watercolor illustration of a light skinned hand holding a mobile phone vertically, displaying the home screen of the Walden Mutual mobile app.
SIMPLE & EASY-TO-USE

Beautiful digital tools to manage your savings from wherever you are.

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For BUSINESSES

Customized loans for local food, agriculture, and other innovators pursuing a healthier and more sustainable community.
A black and white charcoal illustration of a large field with rows extending out away from the viewer.
LOANS BUILT FOR YOU

Terms that fit you and your business, designed by lenders who live and breathe food, agriculture, and sustainability innovation.

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The logo of the B Labs' B Corp certification, featuring the words Certified B Corporation and a large B enclosed in a circle.
A VALUES-DRIVEN LENDER

Cooperatively governed,  focused on food systems change. Plus we cover the first $500 in fees for certifications like B Corp.5‍

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A black and white charcoal illustration of a wheel barrow, shown from the side.
ALL THE TOOLS YOU NEED

Grow Local Business accounts that come with all the features you need - but no minimum balances, no ATM fees, no monthly fees, and no surprise charges.4

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We're Hiring!

Open roles
If you're passionate about our mission and excited by big challenges, we'd love to talk.

See what we've got cooking.

Join our waitlist for early access to our accounts and behind-the-scenes updates.

Join the Waitlist

Web Log

Featured Article
Sustainable Banking

Do you know where your money spends the night?

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Partner Stories

Deb Suchman, Polkadog Bakery

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Partner Stories

Greg Russo, Farmer Ground Flour

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Partner Stories

Anthony Poore, New Hampshire Center for Justice & Equity

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In the News

“What we have here is finance meeting farming and doing good, not evil.”

The New York Times

“Walden Mutual gets first NH charter for a mutual bank in a century”

CONCORD MONITOR

“If you care about sustainable food, you need to think beyond where you buy–to where you bank.”

the Boston Globe

“There seems to be this tremendous desire in general for folks to align their investment activities with social impact.”

GBH

“Fertile Financing: Walden Mutual Applies Old-School Banking to Modern Needs"

Edible boston

“The Rise of Socially Responsible Banking”

Forbes

“In Concord, Nation’s First Mutual Bank in 50 Years Looks to Serve the Region’s Farms”

Concord monitor

“We’d like to be an enabler - supporting the people who are getting their hands dirty and bringing more individuals on board.”

Northeast sustainable Agriculture Working Group

1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Addition insurance coverage available upon request.
2. Terms & conditions apply. See full detail here.
3. Annual percentage yield, as of March 6th, 2023. Daily compounding, posted monthly. Applies to Grow Local accounts only for all balances. Subject to change without notice.
4. Account charges are listed here.
5. Terms & conditions apply. See full detail here.

Walden Mutual Partner & Partner Business Cards are Visa® Debit Cards, and will be issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.