Highlights

A Year in Review

A Growing Community

Each stakeholder group in the community we’re building grew in 2025 – from our team (15 last year to 22 now) to our individual depositors (from 1,600 last year to more than 2,200 now) to our community of organizations (from 264 last year to more than 450 now).

$85.6M

Loans

  • Closed 83 new loans, and now have more than $85M in net loans.
  • 61%  of our loans have gone to women-owned/operated businesses.
  • 22% have gone to small farms.
  • 47% of the time, we’re the only loan offer on the table from a bank – part of our vision for serving people and businesses that have historically been underserved.

1st

Our First Profitable Month

As our books closed on the month of November, we crossed an important milestone – our first profitable month. Next up? A profitable year, which we plan to achieve in 2025.

$123M

Total Assets

Our assets grew by more than 50% year-over-year, to an end-of-year total of more than $123M.

$31k

Bridge Building

We were successful in using our account benefits to invest money back into our local food ecosystem. Our Summer Farm Dividend provided more than $31,000 in cash to local co-ops, farm stands, and other farms and food businesses. Through our Partner Perks program, we’ve provided nearly $9,000 in cashback to our partners for purchases they’ve made at our partner businesses.

6x

Interest

Paid more than 6x the national savings rate average in 2024. As a mutual, we’re working to maximize value for our community of partner-owners - including through interest and savings on fees.