Whether you're an alternative energy producer, a meat processing facility, or something else, we're working together to build a better ecosystem lender for a more sustainable future.
Whether it's capital for a new production facility, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's impact leaders.
Knowing that a more sustainable and just food system requires the support of many adjacent businesses, we lend to mission-driven businesses aiming to make a difference in the community.
Whether it's capital for land acquisition, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's producers.
Dulcie is a Partner (and Head of Partnerships) at The Engine, a venture capital firm focused on early-stage "Tough Tech" companies (or those solving the world's biggest problems). She previously was a co-founder and CEO of Rest Devices, a developer of innovative consumer technology (specifically for parents of newborns).
Deb is the co-founder and co-owner of Polkadog, a natural dog food business based at Boston Fish Pier. Polkadog treats are handmade using high-quality ingredients, and their signature item - dehydrated fish skins - are made from upcycled fish waste. Previously studied fine arts before becoming an entrepreneur.
Anthony is a consultant, academic, and executive with extensive experience at the intersection of the public and private sectors. He's overseen community outreach at the Federal Reserve Bank of Boston, been Executive Director at New Hampshire Humanities, and served on the board of institutions like the NH Housing Finance Authority, Currier Museum of Art, and the NH Community Loan Fund. In 2022, he opened the NH Center for Justice & Equity as its founding President & CEO.
Our loans are specially tailored to fit the needs of each individual borrower.
Need a repayment schedule that fits the seasonal cycles of your business? Working towards a new sustainability certification? Overhauling your operations? We have individualized solutions for each situation.
Gourmet dog treat producer, whose signature treat (dehydrated cod skins) involves upcycling fish byproducts
“Relationships and sustainability are a core part of what we care about at Polkadog. We were drawn to Walden because of their mission to support the local agricultural community. We were also at a stage where we were looking to refinance our current loan. And everyone we met was great - they were so approachable, we felt very welcome. Everyone was surprisingly creative, and showed a special, considerate understanding of our specific needs! ”
- Deb Suchman, Co-Founder
As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.
We utilize a proprietary impact evaluation - the Walden Impact Assessment - to facilitate conversations about social and environmental responsibility with our borrowers.
And after loans are funded and closed, we're committed to providing the resources borrowers need to make progress on their impact journey - including covering the first $500 of fees associated with pursuing a sustainability-related certification.1
Walden Mutual depositors, like you, care deeply about our region’s sustainability movement. And they’ve already demonstrated their commitment to putting their money where their mouth is through their deposits.
Our borrowers instantly become participants in our shared conversation about sustainability. Co-marketing (including access to our newsletter, events, product placements, etc.) are core to our wraparound support.
Loans that are specially tailored to fit the needs of each individual borrower.
Competitive interest rates that allow your values and budget to co-exist.
Modern mobile and online banking and borrowing tools.
All loans are issued by Walden Mutual Bank, member FDIC. Loan eligibility is not guaranteed. All loans are subject to credit review and approval. Interest rates are subject to change.
1. Terms & conditions apply. See full detail here.
Our Grow Local Business checking account is feature-rich - with digital check deposit,2 exports to Quickbooks, and employee account permissions - but without monthly fees, ATM fees, or other surprise charges.3
And we have Local Impact Business certificates of deposit (CDs), which offer competitive rates of return over longer periods of time.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
Finally feel good about where your money sleeps at night. As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.
Pay securely with our Walden Mutual Partner Business Card.4 Tap, dip, or swipe - and control your card on the move through our app.
Set-up sub-user accounts for your bookkeeper or employees, and issue debit cards to up to four cardholders for free.
FDIC insurance on all balances up to $250,000, industry-grade data encryption, and multi-factor authentication. Take comfort knowing your money is safe.
Our Local Impact Business CDs offer competitive rates of return, in exchange for an extended commitment to our mission.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
Term | APY* |
---|---|
3 Month | 2.70% |
6 Month | 3.80% |
1 Year | 4.00% |
2 Year | 3.40% |
3 Year | 3.15% |
5 Year | 3.25% |
10 Year | 3.75% |
100 Year | 4.75% |
1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Addition insurance coverage available upon request.
2. Desktop check deposit also available, but requires purchase of a compatible scanner, and free enrollment and configuration of the service. Send us a note if you're interested!
3. Account charges are listed here.
4. Walden Mutual Partner Business Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.