We're a community rooted in values, committed to the place we live, and focused on building for the common good.
Whether it's capital for a new facility, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's non-profits and community organizations.
Knowing that a more sustainable and just food system requires the support of many adjacent businesses, we support cooperatives, non-profits, and community organizations of all shapes and sizes.
Whether it's capital for land acquisition, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's producers.
As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.
We utilize a proprietary impact evaluation - the Walden Impact Assessment - to facilitate conversations about social and environmental responsibility with our borrowers.
And after loans are funded and closed, we're committed to providing the resources borrowers need to make progress on their impact journey - including covering the first $500 of fees associated with pursuing a sustainability-related certification.1
Anthony is a consultant, academic, and executive with extensive experience at the intersection of the public and private sectors. He's overseen community outreach at the Federal Reserve Bank of Boston, been Executive Director at New Hampshire Humanities, and served on the board of institutions like the NH Housing Finance Authority, Currier Museum of Art, and the NH Community Loan Fund. In 2022, he opened the NH Center for Justice & Equity as its founding President & CEO.
Eileen is the Executive Director of the New Hampshire Food Bank, and previously served as the executive director of the New Hampshire Public Charter School Association. Before entering the non-profit sector, she developed deep expertise in growing early-stage venture-backed start-ups.
Clara is the President Emerita of the F.B. Heron Foundation, and sits on the University of New Hampshire's Sustainability Advisory Committee. She was the founder, president, and CEO of the Nonprofit Finance Fund. She also sat on the board of the Sustainability Accounting Standards Board (SASB), chaired the US Treasury's Community Development Advisory Board, and was named to Nonprofit Times' "Power and Influence Top 50" seven times. She's a native of New Hampshire, and current resident of the Hudson Valley of New York.
Interest rates that are competitive with other industry lenders—including community banks, larger national financial institutions, and new alternative lenders.
Check out illustrative rates here.
Our community of depositors represent a large values-aligned population of potential donors - ready to be activated.
Loans that are specially tailored to fit the needs of each individual borrower.
Modern mobile and online banking and borrowing tools.
All loans are issued by Walden Mutual Bank, member FDIC. Loan eligibility is not guaranteed. All loans are subject to credit review and approval. Interest rates are subject to change.
1. Terms & conditions apply. See full detail here.
Only for non-profits, our Grow Local Community account is feature-rich - with digital check deposit2, exports to Quickbooks, and employee account permissions - but without monthly fees, ATM fees, or other surprise charges.3 Plus you earn interest.
And we have Local Impact Business certificates of deposit (CDs), which offer competitive rates of return over longer periods of time.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
Finally feel good about where your money sleeps at night. As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.
Pay securely with our Walden Mutual Partner Business Card.4 Tap, dip, or swipe - and control your card on the move through our app.
Set-up sub-user accounts for your bookkeeper or employees, and issue debit cards to up to four cardholders for free.
FDIC insurance on all balances up to $250,000, industry-grade data encryption, and multi-factor authentication. Take comfort knowing your money is safe.
Our Local Impact Business CDs offer competitive rates of return, in exchange for an extended commitment to our mission.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
Term | APY* |
---|---|
3 Month | 2.70% |
6 Month | 3.80% |
1 Year | 4.00% |
2 Year | 3.40% |
3 Year | 3.15% |
5 Year | 3.25% |
10 Year | 3.75% |
100 Year | 4.75% |
1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Additional insurance coverage available upon request.
2. Desktop check deposit also available, but requires purchase of a compatible scanner, and free enrollment and configuration of the service. Send us a note if you're interested!
3. Account charges are listed here.
4. Walden Mutual Partner Business Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.