We're an online bank designed and built by and for food business operators. Whether it's a new loan, refinancing an existing loan, or deposit accounts (like our Grow Local Business accounts and CDs), we understand the local food ecosystem.
Whether it's capital for for a new production facility, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's food innovators.
We lend to manufacturers, distributors, trade and consumers brands, direct-to-consumer e-commerce retailers, subscription businesses, and everything in between.
Whether it's capital for land acquisition, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's producers.
Bob is the founder and operator of Natural Products Consulting, and the co-author of the Natural Products Field Manual. He previously spent 11 years as Vice President of Sales and Corporate Development at Stonyfield Farm, and is currently an outside director at EcoFish, Saffron Road, Uncle Matt's Organic, Cali’Flour Foods, and King Arthur Baking (where he serves as Board Chair).
Levon is a Brand Strategy Director at Opus Design. He previously held executive roles at Kettle Cuisine, Signature Breads, and the Modern Pod Company. Passionate about helping organizations do well, while also doing good.
Anne is the founder and head baker of LMNOP Bakery in Katonah, NY. LMNOP Bakery was awarded the 2021 “Best New Bread Bakery” in Westchester, by Westchester Magazine. Prior to her career as a baker, Anne studied at Cranbrook Academy of Art. After earning an MFA in Fiber, she continued her research in Paris as a recipient of a Fulbright Scholarship. LMNOP has grown from a home bakery to building out a production and retail bakery opening this October.
Our loans are specially tailored to fit the needs of each individual borrower.
Need a repayment schedule that fits the seasonal cycles of your business? Working towards a new sustainability certification? Overhauling your operations? We have individualized solutions for each situation.
Producer and distributor of slow fermented sourdough breads, fresh pastas, and artisan pastas
“Partnering with Walden Mutual was an obvious decision. We both share the same values for promoting healthy nutrition and supporting artisanal and sustainable food production. They were able to quickly grasp our unique needs as a modern food company, understand our business model and provided us with the necessary funding to expand and scale. ”
- Ismail Salhi, Co-Founder
Walden Mutual depositors, like you, care deeply about our region’s local food movement. And they’ve already demonstrated their commitment to putting their money where their mouth is through their deposits.
Our borrowers instantly become participants in our shared conversation about sustainability. Co-marketing (including access to our newsletter, events, product placements, etc.) are core to our wraparound support.
As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.
We utilize a proprietary impact evaluation - the Walden Impact Assessment - to facilitate conversations about social and environmental responsibility with our borrowers.
And after loans are funded and closed, we're committed to providing the resources borrowers need to make progress on their impact journey - including covering the first $500 of fees associated with pursuing a sustainability-related certification.1
Loans that are specially tailored to fit the needs of each individual borrower.
Competitive interest rates that allow your values and budget to co-exist.
Modern mobile and online banking and borrowing tools.
All loans are issued by Walden Mutual Bank, member FDIC. Loan eligibility is not guaranteed. All loans are subject to credit review and approval. Interest rates are subject to change.
1. Terms & conditions apply. See full detail here.
Our Grow Local Business checking account is feature-rich - with digital check deposit2, exports to Quickbooks, and employee account permissions - but without monthly fees, ATM fees, or other surprise charges.3
And we have Local Impact Business certificates of deposit (CDs), which offer competitive rates of return over longer periods of time.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
Finally feel good about where your money sleeps at night. As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.
Pay securely with our Walden Mutual Partner Business Card.4 Tap, dip, or swipe - and control your card on the move through our app.
Set-up sub-user accounts for your bookkeeper or employees, and issue debit cards to up to four cardholders for free.
FDIC insurance on all balances up to $250,000, industry-grade data encryption, and multi-factor authentication. Take comfort knowing your money is safe.
Our Local Impact Business CDs offer competitive rates of return, in exchange for an extended commitment to our mission.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Additional insurance coverage available upon request.
2. Desktop check deposit also available, but requires purchase of a compatible scanner, and free enrollment and configuration of the service. Send us a note if you're interested!
3. Account charges are listed here.
4. Walden Mutual Partner Business Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.