Producers are the backbone of our local food ecosystem, so we're designing a bank that's tailored to your needs. Whatever you need, we're building with you in mind.
Whether it's capital for land acquisition, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's producers.
We lend to the entirety of the local food and agricultural ecosystem, including production farms, fishers, fiber and forestry-related businesses.
Whether it's capital for land acquisition, equipment financing, working capital or refinancing existing debt, we've got loan products designed from the ground-up to meet the needs of our region's producers.
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Tim founded Maple Hill Creamery in 2009. Maple Hill works with 140 dairy farms in Upstate NY and their products are distributed nationally through many major retailers. Tim continues to be active at Maple Hill, but also works with other companies and organizations promoting regenerative agriculture.
Julie is co-founder and operator of Julie’s Happy Hens in Mont Vernon, NH. She manages 3,000 chickens using a range of automated systems, inspired by designs more common in European operations. They’ve also recently begun operating New Hampshire’s first Grade A sheep dairy.
Matthew is the Chief Development Officer of Little Leaf Farms in Devens, MA. Little Leaf has built the most modern, technologically advanced greenhouses at their two Northeast farms. They’re proud to grow the freshest and best-tasting baby lettuce on the East Coast—sustainably and without pesticides.
Our loans are specially tailored to fit the needs of each individual borrower.
Need a repayment schedule that fits the seasonal cycles of your business? Transitioning to organic over an extended period? Waiting for grant money that’s yet to arrive? We have individualized solutions for each situation.
Grass-fed, organic dairy owned and operated by the Van Amburgh family
“Agriculture is really going through a lot changes, and we are so grateful to have found a financial partner that understands and wants to help us succeed.
We have reduced our fuel use, expanded our ability to get our cows outside more of the time, and under cover and comfortable when the weather is harsh… just to recall a few changes we’ve been able to realize with Walden Mutual’s help. Our kids are happier and pleased with the changes we are making and with their involvement on the farm, too, and that says it all!
You guys are great!”
- Phyllis and Paul Van Amburgh
Walden Mutual depositors, like you, care deeply about our region’s local agriculture movement. And they’ve already demonstrated their commitment to putting their money where their mouth is through their deposits.
Our borrowers instantly become participants in our shared conversation about sustainability. Co-marketing (including access to our newsletter, events, product placements, etc.) are core to our wraparound support.
A sustainable online bank with a mission you can get behind. Plus we cover the first $500 in fees for sustainability certifications like B Corp*.
Competitive interest rates that allow your values and budget to co-exist.
Modern mobile and online banking and borrowing tools.
All loans are issued by Walden Mutual Bank, member FDIC. Loan eligibility is not guaranteed. All loans are subject to credit review and approval. Interest rates are subject to change.
* Terms & conditions apply. See full detail here.
Our Grow Local Business checking account is feature-rich - with digital check deposit,2 exports to Quickbooks, and employee account permissions - but without monthly fees, minimum balances, ATM fees, or other surprise charges.3
And we have Local Impact Business certificates of deposit (CDs), which offer competitive rates of return over longer periods of time.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
Finally feel good about where your money sleeps at night. As a Pending B Corp and cooperatively governed mutual, our mission is our single reason for being.
Pay securely with our Walden Mutual Partner Business Card.4 Tap, dip, or swipe - and control your card on the move through our app.
Set-up sub-user accounts for your bookkeeper or employees, and issue debit cards to up to four cardholders for free.
FDIC insurance on all balances up to $250,000, industry-grade data encryption, and multi-factor authentication. Take comfort knowing your money is safe.
Our Local Impact Business CDs offer competitive rates of return, in exchange for an extended commitment to our mission.
Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.
1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Addition insurance coverage available upon request.
2. Desktop check deposit also available, but requires purchase of a compatible scanner, and free enrollment and configuration of the service. Send us a note if you're interested!
3. Account charges are listed here.
4. Walden Mutual Partner Business Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.
* Annual percentage yield, as of September 29th, 2023. Daily compounding, posted monthly. Subject to change without notice.