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grow local business accounts

One Account.
A Lot of Impact.

Finally a business checking account that supports causes you can feel good about.

what Businesses are saying

“Walden Mutual understands and empathizes with the challenges of the food industry. They are far more than bank reps and lenders; they are strategic partners, sounding boards, and advocates. For a small food business, it is unheard of to have access to banking partners like that.”

business owner in hudson valley, NY

"Partnering with Walden Mutual was an obvious decision. We both share the same values for promoting healthy nutrition and supporting artisanal and sustainable food production. They were able to quickly grasp our unique needs as a modern food company, understand our business model and provided us with the necessary funding to expand and scale."

FOOD Entrepreneur in Boston

"Agriculture is really going through a lot changes, and we are so grateful to have found a financial partner that understands and wants to help us succeed."

Farm owner in new york

"Charley and Christine know, understand and empathize with the challenges of the food industry. They are far more than bank reps and lenders; they are strategic partners, sounding boards, and advocates. For a small food business, it is unheard of to have access to banking partners like that."

Food entrepreneur in new york

FDIC-insured1 business checking...without the surprise fees3

Our Grow Local Business checking account is feature-rich - with digital check deposit2, exports to Quickbooks, and employee account permissions - but without monthly fees, minimum balances, ATM fees, or other surprise charges.3

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Need new or used equipment to jumpstart your business? Searching for a working capital line to smooth operations? Something else? We’re ready to talk.

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A Better Bank

A Sustainable Online Bank with a Purpose

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Finally feel good about where your money sleeps at night. As a Certified B Corp and cooperatively governed mutual, our mission is our single reason for being.

Better, Not More Expensive

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A $.01 minimum balance, no monthly fees, and no surprise charges. Straightforward and simple.

Plus free ATM access anywhere. We'll reimburse up to $15 per month per account in fees assessed by ATM providers.3

Features for Growth

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move money seamlessly

Link your existing bank accounts just by logging in, and transfers funds (via ACH) for free.

Export to QuickBooks or Excel

Download your account history for upload into QuickBooks or Excel with only a few clicks.
A black and white illustration of the front of a desktop monitor displaying the export to Excel screen from business online banking.
An illustration of a vertically-oriented mobile phone, displaying the mobile check deposit screen of the Walden Mutual mobile app.

Deposit Checks On-the-go

Use your phone camera to deposit checks in seconds while you're on the go.2

Other Bells & Whistles

An image of the front of the Walden Mutual Partner Business Card, standing up but horizontally oriented, featuring the light outline of a topographic map of Walden Pond against a black background, the EMV chip, the cardholder name (Ralph W. Emerson), and the Visa logo.

Better Payments

Pay securely with our Walden Mutual Partner Business Card.4 Tap, dip, or swipe - and control your card on the move through our app.

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Employee Access

Set-up sub-user accounts for your bookkeeper or employees, and issue debit cards to up to four cardholders for free.

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Safe & Secure

FDIC insurance on all balances up to $250,000, industry-grade data encryption, and multi-factor authentication. Take comfort knowing your money is safe.

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1. Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Additional insurance coverage available upon request.
2. Desktop check deposit also available, but requires purchase of a compatible scanner, and free enrollment and configuration of the service. Send us a note if you're interested!
3. Account charges are listed here.
4. Walden Mutual Partner Business Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.